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Money Matters Blog

Monday, September 30, 2013

Fall Fashion Without Breaking the Budget

In Michigan, stores are filling up with warm clothes for the fall.  Women’s fashions this fall are diverse, offering something appealing for every taste.  Fashion trends include:
- Prints, especially plaid and animal prints on sweaters, dresses and even shoes.
- Leather for inner wear including sleeveless tops and soft, cropped jackets as well as longer, soft leather jackets that work indoors and outdoors. 
- Ankle boots—casual and high-heeled.
- Sweatshirt looks—pullovers in varied thin and thick fabrics, some in plaids, designed to look like boxy, crew-necked sweatshirts.
While new merchandise is typically not marked down until later in the season, some stores will offer limited-time promotions of 10 to 20 percent off on selected new merchandise to encourage shoppers to buy early.  Other ways to save include:
- Major retailers may offer exclusive online sales and merchandise that is only available for purchase online.  Even with shipping costs, online shopping can save money.
- Check online prices at retail aggregators.  For example, some shoes may be less expensive on than at a nearby store.
- Use store coupons, two-for-one offers and cash back promotions.  The savings may be worthwhile if you use the additional items—think ahead for gift needs or share the “two-for-one” offer with a friend.
 - Search for the same look at a less expensive store.  Clever shoppers can create a style similar to high-priced fashions by buying similar items at more reasonably priced stores or at a resale shop. Some trendy styles such as leopard print sweaters may be outdated in a year so buying a low-cost version makes sense.
- Buy a few trendy pieces (such as a plaid sweater or faux leather jacket) and wear them with the solid pants and skirts already in your closet.  You’ll look up-to-date without buying a complete new outfit.
For fashionistas with designer brand taste, you don’t have to break your bank to be in style.  Community Financial offers a Goal Setter’s Savings account that can help you save a little at a time for your next wardrobe renovation.   

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