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Money Matters Blog

Tuesday, December 29, 2015

Tips for Keeping Your New Year’s Resolution

It’s that time of year again, where we look back on the past 12 months and think of what we have accomplished and set goals for the upcoming year. Big or small, it can be hard to keep the resolutions we make for the New Year. Below are a few tips and resources we’ve complied to help bring in the new year with realistic goals and tools to accomplish them.  

What do you really want?
It can be easy to set goals like eating healthier or spending less on shoes, but unless there’s a good reason for these goals, it’s not always easy to keep them. Making sure they are things you actually want, not just things that might be nice, can help! Setting specific reasons for goals that you actually want will help keep you motivated. has a great article on what kinds of goals you should set for yourself.

Set reasonable expectations.
Setting your hopes high and keeping your goals lofty is commendable, but if those goals aren’t realistic, you may be setting yourself up for failure. Setting short term goals can help you to accomplish the larger ones over time. Also, make sure you take the time to reevaluate your progress along the way. For instance, if your goal was to save a specific dollar amount in 6 months, but you’re only ¼ of the way there at 4 months, it might be time to reevaluate. This might mean making even more aggressive changes to your habits to be able to save more. The key is to set reasonable expectations so you keep going as you hit small milestones.

The apps have it.
People make jokes about how there is an app for everything, but it’s true! There are plenty of apps that can help you achieve your goals. MyFitnessPal is a popular one where you can track everything from your calorie intake to how much exercise you get. You can even scan a food label barcodes to upload nutritional information. Other non-health specific goal apps that can help you stay on track include GoalsOnTrack and LifeTick.

Share your goals.
A great way to help you achieve your goals is sharing them with others. This does not mean you have to be the guy at the office who announces every time he resists a cookie, but letting close friends and/or family in on your plans can help motivate you. Choose people who are positive and encouraging, or better yet, choose those with similar goals.  The article Why the BuddySystem Works sheds light on how helpful it can be to have someone else holding you accountable in your goal achieving journey.  

Celebrate milestones.
No matter how big or small the accomplishment, it’s important to give yourself credit for all the hard work that went into getting it done. By recognizing that you’re one step closer to achieving an ultimate goal, you can find the confidence to achieve even greater things. 

Whether or not you’ve set specific goals for 2016, we at Community Financial want to wish you and your loved ones a successful and prosperous New Year!

*Community Financial does not endorse the information, content, presentation or accuracy, nor make any warranty, expressed or implied, regarding the websites and/or apps mentioned above.

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