Give your purse or wallet a good once over. Look for things you don’t regularly need, and take them out! Some things should never be in your purse or wallet. If you see these items as you’re trimming down your daily carry, take them out immediately.
1.) Your Social Security card
It’s easy enough to stuff the card into your wallet when you need it for identification and then forget about it.
That could be a big mistake. Thieves can use your original Social Security card to apply for all kinds of unsecured debt in your name. Canceling your Social Security number and getting a new one is a complicated, time-consuming process, and you may be liable for fraud as you do so.
Keep yourself safe, and get the card out of your wallet! Put it in a secure location in your home, like a safety lock box.
This is by far the easiest way to accumulate paper in your wallet. You never know which might be needed later and you stick them all into your wallet. Before you know it, you’ve got a novel-sized stack of transactions.
Think about going paperless. Turn your phone into a digital file box. Information can be encrypted to keep it out of the hands of malicious people, but still accessible to you if you need to check a purchase.
3.) Tons of credit cards
Every store offers its own card and incentives. Those cards can really add up. Tack on an extra couple of cards for gas purchases, everyday expenses, and work-related stuff and you could easily end up with a wallet or purse full of plastic.
If your wallet or purse is stolen, each one of those cards has to be canceled individually. Forgetting even one can cost hundreds or thousands of dollars. Thin your collection down to the one or two you use regularly. Look for those that can be widely used, provide the lowest fees and best acceptance rates. Put the rest of them into a safe place at home, using them only when you need them.
Once you’re down to your top cards, make a list of their numbers and the steps you’d need to take to cancel them if necessary.
The Digital Age has made having all but the most necessary of physical items completely obsolete, and has also made it easier than ever to keep your world clean, neat, and organized. Make it a priority to clean out your purse or wallet to keep your personal information secure.