How to Build Up Your Credit From Scratch

If you’ve never had a credit card and your credit history is non-existent, where do you start? Building
a credit history from the bottom up can be tricky business. It may take a while until you see results. But, with time, effort and responsible financial choices, you can build an excellent credit history, which will positively impact your financial health for years to come.

Here are 5 steps you can take to get the ball rolling on your credit file.

How to Care for Your Car During a Lockdown

With stay-at-home orders imposed in many states, millions of cars are sitting motionless in garages and driveways across the country. While staying home is the best way to stay safe these days, it might not be the best thing for your car.

David Bennett, manager for repair systems at AAA, says cars won’t need any major maintenance during a lockdown, but there are several important steps drivers can take now to ensure their vehicles don’t deteriorate due to non-use.

School Spotlight: Plymouth Scholars Partnership Goes Beyond Saving Money

PSCA Student-Run Credit Union middle
school winter volunteers.

Schools may be closed for the year, but that doesn't mean celebrating our partnerships with them is! During these unprecedented times, it's more important than ever to look back at the way we teach our youth, the educational tools at our fingertips, and the way our future leaders have grown this school year.

Community Financial’s school partnerships extend to several National Heritage Academies within the Plymouth, Canton, and Westland areas. Our NHA partners include: Plymouth Scholars, Achieve, South Canton Scholars, and Grand River Charter Academies.

Ways to Productively Spend Your Time at Home

For many people, navigating the COVID-19 crisis successfully means being stuck at home as they
wait out in quarantine. Sitting at home without much to do can quickly get old. If you’re waiting out the crisis at home, be proactive about spending your time productively. Here are some ideas to get you started:

Call an old friend.
Socializing in person may be out, but the old-fashioned phone still works just fine. A leisurely chat with an old friend can be a wonderful way to pass the time. You can also set up a video conference to talk face-to-face and reconnect.

April is Financial Literacy Month

“April showers bring May flowers,” goes the saying. It’s also a great lesson about the importance of saving – where weathering some showers can pay dividends during the nicer days that are to come.

April is Financial Literacy Month, and a great time to think about some important lessons everyone can learn about finances. Whether you’re a parent looking to make talking money with your kids easier or a professional looking for a few tips, there’s always something to learn. Here are a few Community Financial Resources you can use to build your financial knowledge this month. Plus a few ways to get your kids involved!