When Does it Makes Sense to Pay a Bill with a Credit Card?

Credit cards and debit cards offer incredible convenience, but is it a smart idea to pay monthly bills with them? Choosing to pay a bill with a card can have a significant impact on your general financial wellness — for better or for worse. It’s important to consider the many variables of this decision before going ahead with it.

Let’s take a closer look at the pros and cons.

8 Ways to Spot a Counterfeit Bill

Everyone loves a stash of cash — unless it’s fake. Unfortunately, there’s been a surge in the spread of counterfeit bills during the coronavirus pandemic. Bogus bills can be difficult to spot. Here are some signs to help you determined if it’s the real thing:

A hologram of the face image on the bill: When held up to the light, the hologram on the bill should match the face on the front of the bill. Scammers will often bleach a lower denomination bill and try to pass it off as a bill of a higher denomination — but they can’t change the interior hologram. Check to make sure the face matches the one in the center of the bill to be sure it’s authentic.

School Spotlight: Staying Positive at Wixom Elementary!

Community Financial’s Wixom branch opened to members in 2018.  Since then, our school partnerships within the Walled Lake Consolidated School District have begun!  Wixom Elementary joined in partnership with Community Financial in the fall of 2019.  Wixom Elementary’s Student-Run Credit Union volunteers and members demonstrated how to be positive, and have fun, all while learning valuable work skills.

International Credit Union Day: Inspiring Hope for a Global Community

Each year we come together to celebrate International Credit Union Day (ICU Day) and raise awareness about what it means for members everywhere to partner with their local credit union. This year, with the coronavirus pandemic and health crisis on a global scale, communities around the world have seen their lives turn upside down. During this time, credit unions have stayed true to our cooperative principles and stepped up during the economic uncertainty.

Hope is a global resource that everyone has a right to feel and experience. This year’s ICU Day theme, “Inspiring Hope for a Global Community,” reflects how we as credit unions work to create a brighter future through financial empowerment, education, and support.

In the spirit of ICU Day, let’s take a look at just a few of the perks members receive by entering in a relationship with their local credit union:

DIY Halloween Décor

With Halloween close at hand, you might already be thinking about how to make your home look scary good. The great news is that creative Halloween décor doesn’t have to break the bank. Check out our list of cheap DIY ideas that will turn your house into the spookiest haunt on the block.

1. Mummify Your Door

Turn your front door into a bona fide mummy with toilet paper and masking tape. This project is easier with a helper, so get your kids in on it!