How the scam plays out
In a romance ruse, a scammer creates a bogus online profile and attempts to connect to singles on dating apps and websites and through social media platforms. After a connection is formed, the scammer will work to build up the relationship with the victim. Once the scammer has gained the victim’s trust, the scammer will spin a story asking the victim for money via wire transfer or prepaid debit card. After receiving the requested funds, the scammer will disappear. Alternatively, the scammer will ask their “date” to share personal financial information and then go on to empty the victim’s accounts.
How to spot a romance scam
If you’re looking for a new
date online, watch out for these red flags:
- Profile is too good to be true.
- Single rushes into the relationship.
- Single asks for money.
How to play it safe online
Avoid falling victim to
romance scams and similar ruses by following basic online safety rules.
First, never share personal details online with anyone whose identity you cannot verify. Second, only visit secure sites and keep all the settings on your social media pages private. Never engage in conversation with a stranger who sends you personal texts or emails without any prior communication. Finally, do not send money to anyone online.
If you suspect a romance
scam
If you believe you’ve been
targeted by a romance scam, take these steps to avoid further damage:
- Research the name on the profile to see if the
details check out.
- Do a reverse-image search of the profile picture
to see if it’s a stock photo or an image that was plucked off the
internet.
- If your research confirms your suspicions, stop
all communication with the scammer. Block the scammer’s number and spam
their emails.
- If you’ve already paid a romance scammer with a
prepaid gift card, call the company that issued it to ask them to refund
your money.
- Report the scam to the FTC .
Your Turn: Have you been targeted by a romance scam? Tell
us about it in the comments.
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