The Promises and the Perils of Buy Now, Pay Later

Buy now, pay later (BNPL) programs almost seem too good to be true. You can actually walk away with that overpriced exercise bike, entertainment system, sectional sofa, or anything else that caught your eye without having the money to pay for it now. And there are almost no eligibility requirements to qualify. However, upon closer inspection, BNPL isn’t really as great as it may appear. Let’s take a look at these programs, how they work and what to be aware of before you sign up.

5 Steps to Take Before Making a Large Purchase

Have you been bitten by the gotta-have-it bug? It could be that popular exercise equipment that’s caught your eye, or maybe you want to spring for a new entertainment system, no matter the cost. Before you go ahead with the purchase though, it’s a good idea to take a step back and follow the steps outlined here to be sure you’re making a decision that you won’t ultimately regret.

How to Save on Landscaping

For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft, moist earth, catching sight of the first flowering buds of spring and inhaling the scent of freshly cut grass. However, tending to a lawn and garden can get expensive. Between seeds, fertilizer and gardening supplies, costs can be high enough to take the pleasure out of lawn care.

Here are 9 creative ways to save on landscaping, so you can have your well-tended lawn without ruining your budget.

Tips for Grads: Making the Most of Your Summer

Congratulations on graduating! Whether its from high school, college, or a trade school, finishing up this part of your life is an exciting achievement. After the glitz and glamour of the diploma, grad party, and constant congratulations starts fading, you may find yourself thinking: what now?

Here are 5 tips on how you can make the most out of your summer and set yourself up for success in the future.

Tips for Retirement: Staying Stress Free

Retirement comes with a lot of great benefits, like being able to sleep-in and spending your days exploring instead of sitting behind a desk. But just because you no longer need to get yourself dressed and out of the door for work every morning doesn’t mean you don’t have any stress.

Financial worries, family needs, health concerns and even boredom can cause stress after retirement. Not only does stress affect your mental health, but it also can wreak havoc on your physical health. High blood pressure, heart disease, fatigue and stomach issues are just some of the many health problems attributed to stress.

Taking some “me” time every day can help you relax and clear your mind so you are better able to take on what life is throwing at you.

Here are some stress-relief activities to help you get started: