MSN Money lists eight things you should shred right now:
- Old tax returns. The IRS recommends saving tax returns for three to four years in a firebox, anything older and you are safe to shred.
- Bank statements. If you’re tired of keeping paper statements around, switch to eStatements and let your financial institution store them.
- Credit card offers. Always destroy credit card offers you receive in the mail.
- Old photo IDs. Get rid of old passports & drivers licenses just for safe measures.
- Pay stubs. Old pay stubs can provide fraudsters with target information.
- Convenience checks. They often come from credit card companies and can be used to borrow money from your line of credit. Shred them if you’re not going to use them.
- Canceled checks. Make sure to shred any canceled check, even if you wrote void across the check.
- Canceled credit cards. Just to stay on the safe side, it’s best to shred or cut up any old cards.
Along with shredding documents, it is important to review your information online. The beginning of the year is a great to time to check your credit for any fraudulent activity. You can get a free credit report now from www.annualcreditreport.com.
Community Financial Credit Union takes extra steps to protect your information. However, there are steps you can take to protect yourself from identity theft. Learn more in our previous post. If you have any questions feel free to visit one of our branch locations or call us at (877) 937-2328.
Posted by: Community Financial
Community Financial Members Federal Credit Union is a not-for-profit, full-service financial institution owned and governed by its membership.